Utah Housing Loans
Utah Housing is a great loan that requires 0% down. Unlike USDA it doesn't care where you live. So if it's Provo, Tooele or Delta you can still do this loan.
Utah Housing has several different loan programs. If you are a first time home buyer with decent credit you can possibly qualify for the best "FirstHome" program. If you're not a first time home buyer and don’t have great credit you may have to do their "Score" program.
To learn more about the different loan programs contact me or feel free to visit the website for Utah Housing. Their main website is https://utahhousingcorp.org/ but if you just want to know specifically about a summary of each of their programs go to this site https://utahhousingcorp.org/HTML/hom1.shtml
0% minimum down payment required on purchase
Minimum credit score 620
Better rates for First time home buyers