No DTI Loan
No DTI Loan Program up to $3 million
 
 |   CRITERIA  | 
                                   LOAN DETAILS  | 
                                 
                              
|   CREDIT  | 
                                  As low as 640  | 
                                
                              
|   DOWN PAYMENT  | 
                                  20% - 30%  | 
                                
                              
|   OCCUPANCY  | 
                                  Primary or Secondary Only  | 
                               
                              
|   TERMS  | 
                                  30 Yr Fixed / 5 YR Arm  | 
                                
                              
|   TRANSACTIONS  | 
                                  Purchase or Refinancet  | 
                                
                              
|   ELIGIBLE PROPERTIES  | 
                                  SFR and Condos  | 
                               
                              
|   MINIMUM LOAN AMOUNT  | 
                                  $100k  | 
                                
                              
|   MAXIMUM LOAN AMOUNT  | 
                                  $3 Million  | 
                                
                              
|   BANK STATEMENTS  | 
                                  1 Month Bank Statement  | 
                                
                              
|   RESERVES  | 
                                  *Dependent on Fico Score. 12-24 Months  | 
                                
                              
|   IMPOUNDS  | 
                                  REQUIRED  | 
                                
                              
|   APPRAISAL REQUIRED  | 
                                  Yes  | 
                                
                              
ELIGIBLE BORROWERS  | 
                                  US citizen and Permanent Resident Alien  |