" When someone is looking to purchase or refinance a home, the best gift they can receive is the name of a trusted friend who YOU know will take care of them. "
Take this opportunity to learn more about home buying and the mortgage process. Click here to find information that will help you with the purchase of your new home or you can fill out our 2 minute no obligation application to see what rate you qualify for and obtain a pre-approval letter.
Click here for information about refinancing, including a refinance calculator to help you see if refinancing can save you money. You can also fill out our short application to see what rate you qualify for and obtain a pre-approval letter. Of course you can always call and speak to one of our loan consultants.
Compare the differences of the loan types available to find the one that is right for you. You will find information on 30 year fixed, conventional loans, jumbo loans, super conforming (conventional jumbo), FHA and VA loans. Of course you can always call and speak to one of our loan consultants.
We have put together some helpful information and mortgage calculators to help answer any questions you might have. If you would like to get a free quote with no cost and no obligation, please fill out our short application. Of course you can always call and speak to one of our loan consultants.

Ryan Harding - Mortgage Banker
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3.50% Down payment required at purchase.
Post-bankruptcy can qualify after 2 years.
Post-foreclosure can qualify after 3 years.
As little as 5% down at purchase.
Refinance up to 95% of your home.
Monthly payments remain the same.