Mortgage Salt Lake City Utah

Ryan Harding

NOBODY WORKS HARDER FOR YOU!

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Lock Period:	15 30 45 60
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why me

The Best Service w/ The Best Rates

I dedicate 100% of my time and energy to deliver world class service to YOU, my client. My objective is to not only help you get a great home loan, but to build a strong, lasting, lifetime relationship with you.

I want you to be so satisfied that you feel compelled to refer your friends and family to me, not by obligation, but because you truly believe they will benefit from my services. Low rates and low fees are obviously very important, too. Since we are an in-house lender there is no middle man and you get the best rates out there.
We process, underwrite, draw docs and fund our own loans….and can do this in 7 days if needed!
Follow me on facebook and read the many testimonials from my very happy past clients!

Ryan Harding

www.WORKHARDing.com is on Facebook

tools & info

	RateWatch is a free service that keeps you informed of interest rates. Click the link and fill in the fields. RateWatch emails will keep you on top of changing mortgage rates.
	Looking for a home? To find Utah MLS Listings use eLookyLoo.com to search for your next home or click here to see a list of some featured properties from Realtors I work with.
	The Federal Reserve recently agreed to buy billions of dollars in home mortgages creating amazing benefits for all homeowners. There is no better time to refinance.
	Calculators & Tools. We have put together many calculators and tools to help you make sense of the numbers. They are all easy and fun to use.

Today's Lowest Rates

9/3/2010

Loan Program	Rate	APR
30 Year Fixed	4.000	4.148
15 Year Fixed	3.500	3.816
30 Year Fixed FHA	4.500	4.516
15 Year Fixed FHA	4.000	4.180
5/1 ARM (LIBOR)	2.750	3.070

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testimonials

"I wanted to let everyone know how impressed I was with the job Ryan Harding did on my home loan. I have refinanced several times in the past and usually pick the company that has the lowest rates. Of course I did the same when I worked with Ryan. However, this time I received great service to go with the low rate. I will recommend Ryan to all my friends and family because I know I can trust him with all my mortgage needs. "

Dennis & Tarin Smallwood

“This is the second time I have refinanced with Ryan and both times he has shown me great, personal customer service. Because of Ryan I have been able to save tens of thousands of dollars on my mortgage and am quite happy to have someone I can always call to run the numbers with.”

Brad & Cassie Sevy

"Ryan is a very useful and knowledgeable resource for me. I have bought two investment properties with Ryan Harding and am grateful that he was there to offer advice and coaching to help me achieve my goals. "

Preston & Megan Dahlgren

See the Video of More Testimonials